They do opposite jobs, and most people need both. An LPA works while you're alive but unable to make decisions for yourself. It lets people you trust manage your money or your health choices. A will works after you die. It decides who inherits and who looks after your children.

One protects you; the other protects the people you leave behind. Neither replaces the other. LPA vs Will: do you need both? →

There are two types, and most people get both for full protection:

• Property & Financial Affairs: Lets your attorneys handle bills, sell property, or manage bank accounts.
• Health & Welfare: Lets your attorneys make decisions about medical care, life-sustaining treatment, and where you live.

The honest answer? No.

An LPA is a standard government form. Whether a solicitor fills it in for £500+ or you fill it in using our friendly platform for £49, the legal power is exactly the same.

We make it easier and cheaper, in plain English without the jargon. You also get a person checking every document before it goes out, which catches the obvious causes of a rejection rather than guaranteeing against one, and step-by-step signing instructions: who signs, in what order, and who can legally witness it, which is where LPAs usually come unstuck. Edits and re-downloads are free right up until you register.

See how much you could save with our LPA savings calculator.

Pretty much anyone you trust who is over 18. Most people choose their spouse, adult children, or a close friend.

One rule to watch: For a Financial LPA, your attorney cannot be currently bankrupt or subject to a Debt Relief Order.

We charge £49 per document, and we help you avoid the common mistakes: a person checks every document before it goes out, and the signing instructions show you who signs, in what order, and who can witness it. Separately, the government charges a registration fee of £92.

Some people qualify for a reduced or waived £92, usually those on a low income or certain benefits. That exemption is applied for directly with the Office of the Public Guardian when you register.

Filling out our forms takes about 7 minutes. Registering them is the slow part: the Office of the Public Guardian is currently quoting 8 to 10 weeks, and they publish the current figure on gov.uk. That queue is the same for everyone, solicitors included, which is why it pays to start sooner rather than later.

Only if they still have "mental capacity", meaning they understand what an LPA is and what they are signing. If they have already lost capacity (e.g., advanced dementia), it is sadly too late for an LPA. You would need to apply for a "Deputyship" through the courts, which is why we always say: don't wait until it's needed. Learn why every adult should consider an LPA →

100% yes. Our smart system generates the exact official forms required by the Office of the Public Guardian. The "online" part is just the easy interview we use to get your details. The final result is a signed, physical document that is legally binding.

Don't panic! Our smart forms catch most common errors (like missing dates) before you even print.

But, if your application gets rejected because of a technical glitch on our documents, we'll help you redo it for free. We're in this with you.