A proper UK crypto will, covering everything you own.
It does everything an ordinary will does, and adds clauses for every coin and wallet you hold. Legally binding in England and Wales.
Everything you need to find my crypto and keep it safe is written down here.
what I hold, and where
where the recovery details are
A proper UK crypto will, covering everything you own.
It does everything an ordinary will does, and adds clauses for every coin and wallet you hold. Legally binding in England and Wales.
Everything you need to find my crypto and keep it safe is written down here.
what I hold, and where
where the recovery details are
What is a crypto will?
A crypto will is one complete, legally binding document covering everything you own, not an add-on to a will you already have.
Everything a normal will does
Who inherits, who carries it out, and who looks after your children.
Plus the crypto part
Every holding by name: coin, wallet or exchange, amount, and where the recovery details are kept. Never the keys themselves, because a will becomes public once probate is granted.
One document
If you already have a will, this replaces it. You don't end up with two that have to agree with each other.
bitcoin has been lost for good.
Forgotten keys, binned hard drives, and owners who died without telling anyone where to look.
Three to four million coins, on independent estimates from Chainalysis and Unchained.
8% of UK adults now hold crypto. Yours counts as part of your estate whether or not anyone can reach it.
Ownership figure: FCA, 2025.
How to create your crypto will online
Create your standard will
The same will anyone makes: your whole estate, your executors, your beneficiaries and guardians.
Include your crypto assets
Each coin, wallet or exchange account, how much you hold, and where the recovery details are kept.
Name your executor
Choose someone who gets crypto, or leave clear steps for reaching your wallets and exchanges.
Print, sign and store
Two independent witnesses make it legally binding. Keep it safe and tell your executor where it is.
how we fix them
goes missing
Why you need a crypto will
Crypto goes missing in predictable ways: not because of anything exotic, but because of paperwork nobody wrote.
Nobody knows where your keys are
Your will records where they are kept, never the keys.
Your family doesn't know what you hold
Every holding listed by name: coin, wallet, provider, amount.
Your executor never thinks to look
A clause names your crypto, so your executor knows to look.
You'll forget something
Anything unlisted passes with the rest of your estate.
We never see your keys · Valid in England & Wales
What a crypto will covers
You probably hold more than Bitcoin. Here is everything you can list, and what your will does with each one.
The coins you own
Bitcoin, Ethereum, Solana and any altcoin you own, whether it sits in a hardware wallet like a Ledger or Trezor, or on an exchange.
Accounts on an exchange
Anything you hold with Coinbase, Binance, Kraken or the rest. We note the provider, and where you keep your access details.
Anything else you hold
An NFT, a staked position, a token we have not listed. It goes in the Other category, with a note telling your executors where to look.
Crypto & Inheritance Tax
HMRC taxes crypto as property. Whatever your whole estate is worth above the £325,000 nil-rate band is taxed at 40%.
What a crypto will costs
If you hold crypto, this is the one to choose. A Standard Will (£10) won't mention it, and the Trust Will (£99) is the one for protecting property.
A complete will, written for people who hold digital assets.
Yes, you can leave crypto in your will
Crypto is legally property in the UK. That wasn't always obvious. Three things settled it, and your crypto now passes in a will like savings or shares.
- 20232023
Your crypto is property, legally
For years nobody was quite sure. The Law Commission said it plainly: a digital asset can be owned like anything else you own.
Read the Law Commission report - 20252025
Property (Digital Assets etc) Act
The statute that followed, confirming a cryptoasset can be personal property even though it fits neither of the two categories English law had until now.
Read the Act - HMRCHMRC
Never had any doubt
They count crypto towards your estate like anything else you own. Whatever the estate is worth above £325,000 is taxed at 40%.
Read the HMRC guidance
Why people choose SimpleLPA for crypto
Your keys stay yours
We never ask for, see or store a private key or seed phrase. Your will records where they are kept, not what they are.
How much you hold, not just its value
A value is a snapshot of the day you wrote it, and it drifts. The amount you hold is the figure still true in ten years.
A real person checks every one
Every crypto will is read by a person before you sign it. If a holding looks unclear or something is missing, we tell you.
Ready in minutes
No appointment and nobody's diary to fit into. It saves as you go, so you can start, stop, and pick it up whenever you like.
Crypto will questions
Without a plan, it is likely lost forever. There is no password reset, and no way for your executor to guess a seed phrase. A crypto will records where your recovery details are kept, so your family can find them.
No, never. Your keys never go in the will, and we do not ask for, see or store a private key or seed phrase either. The will records where those details are kept, such as a hardware wallet or a sealed letter.
Easier than a private wallet, but not automatic. An exchange will not release funds to whoever asks. Your will lists each account and its provider, and names the executor with the authority to deal with them. Each exchange runs its own process from there.
Yes, as often as you like, and there is nothing more to pay. One thing worth knowing: a new will replaces the one before it rather than adding to it, so change this one rather than making another.
Yes. HMRC counts crypto towards your estate like anything else you own, valued in pounds at the date of death. Anything above the £325,000 nil-rate band is taxed at 40%. Our free inheritance tax calculator gives you a rough figure.
Yes. It is a complete will with clauses for your crypto added. Print it, sign it and have two independent adults witness it, as the Wills Act 1837 requires, and it is legally binding in England and Wales.
Still have questions?
Ask us anything about crypto and your will. A real person answers, not a bot.
Speak to an expertYou’ve done the hard part
Your crypto will takes care of everything after you're gone. An LPA covers the years before that, if you're ever unable to decide for yourself.
Discover LPAsToday
Your crypto will is signed, and every holding is listed by name.
If life gets in the way
Add an LPASomeone you trust handles your money and your care while you are still here.
After you're gone
Your crypto willYour estate and your holdings pass on exactly as you intended.
Protect your crypto inheritance today
Don't let your cryptocurrency assets disappear. Join crypto holders who have secured their digital estate with SimpleLPA.
£25 one-off · We never see your keys · UK-compliant
SimpleLPA is a legal technology provider, not a law firm. We help you create your own documents and don't provide legal advice. Every crypto will is built to the rules for England & Wales, and we'll never ask for your private keys or seed phrases. It is only legally valid once it's correctly signed and witnessed. For anything complex, like crypto held across multiple jurisdictions or trust structures, we'd recommend speaking to a solicitor first.
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